🔄 Remortgage Specialists
Remortgage and Save Money Before Your Deal Ends
If your fixed rate is ending in the next 6 months, now is the time to act. Rolling onto your lender's Standard Variable Rate (SVR) could cost you hundreds of pounds more every month.
Get My Free Remortgage QuoteWhy Remortgage Now?
When your fixed-rate deal ends, your lender will automatically move you onto their Standard Variable Rate (SVR) — which is almost always significantly higher than your current rate. On a £250,000 mortgage, this can easily mean paying £300–£500 more per month than necessary.
The good news is you can lock in a new deal up to 6 months before your current one ends. This means there's no gap in your mortgage, and you can shop around for the best rate at your leisure rather than under pressure.
What We Do
- Search hundreds of remortgage products from across our whole-of-market lender panel
- Advise on fixed, tracker and variable rate options — explained clearly
- Check for Early Repayment Charges before recommending any switch
- Advise on equity release if your property has increased in value
- Handle the full application and liaise with your solicitor
Frequently Asked Questions
Most lenders allow you to lock in a new rate up to 6 months before your current deal ends. Your new mortgage simply starts the day your old one finishes.
Our initial consultation has no impact on your credit score. A full application involves a standard credit check, which we will explain fully before proceeding.
Many fixed-rate deals have Early Repayment Charges if you leave before the term ends. We always check these first to ensure any switch makes financial sense.
Yes — if your home has increased in value or your income has grown, you may be able to release equity for home improvements, debt consolidation or other purposes.