๐ŸŒ‰ Bridging Finance

Bridging Finance โ€” Fast, Short-Term Property Funding

Need to move quickly on a property purchase, fund a development, or bridge a gap between sale and completion? We introduce clients to specialist bridging finance advisers from our trusted network.

Discuss Bridging Finance

๐Ÿ“‹ Third-Party Adviser Referral

Advice in this area is provided by our trusted network of specialist third-party advisers who are separately authorised (where applicable). Best Mortgage Deals acts as an introducer. We will always introduce you to a regulated specialist where regulation applies and make clear when it does not.

What is Bridging Finance?

Bridging finance is a short-term secured loan โ€” typically from 1 month to 24 months โ€” used to bridge a gap in funding. It is faster to arrange than a standard mortgage and can be secured against residential, commercial, or land assets.

Common Uses

  • Buying at auction (where completion is required within 28 days)
  • Breaking a property chain when a buyer drops out
  • Funding a refurbishment or development before refinancing
  • Purchasing an uninhabitable property not suitable for a standard mortgage
  • Business acquisition or cash flow bridging

How We Help

Bridging finance advice is provided by specialist third-party advisers from our trusted network. We make the introduction, ensure you understand the costs involved, and make sure you're speaking to the right specialist for your specific requirement.

Bridging finance is not typically regulated by the Financial Conduct Authority. Interest rates are higher than standard mortgages and there is a clear exit strategy required in all cases. We will make sure all of this is explained clearly before you proceed.

Fast Decisions
Regulated Introductions
Residential & Commercial
Specialist Network

โš  Important Regulatory Information & Risk Warnings

๐Ÿ  Your Home May Be at Risk

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Mortgages are secured on your home and it may be repossessed if you do not keep up repayments.

Regulatory Status

Cogent Financial Services Ltd is authorised and regulated by the FCA. FCA No: [FCA NUMBER]. Registered in England & Wales. Company No: [COMPANY NO]. Registered office: Harrow, Middlesex.

Our Service

We are a whole-of-market mortgage broker. Some products (Buy to Let, Bridging, Commercial) may not be FCA regulated. We confirm this in writing before providing advice.

Fees

We will explain all fees before you proceed. We may receive a commission from lenders when a mortgage completes. Full details in your Initial Disclosure Document.

Third Parties

Bridging and Commercial Finance enquiries are referred to specialist third-party advisers. Best Mortgage Deals is not responsible for third-party advice.

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