๐ŸŽ“ Free Mortgage Education

Understand Mortgages Before You Apply

Jargon-free video guides from our qualified advisers. Whether you're a first-time buyer or an experienced investor, our free resources help you make confident, informed decisions.

Featured Guide

How to Get Your First Mortgage โ€” A Complete Guide

In this comprehensive guide, our adviser Neel Shah walks you through everything you need to know about getting your first mortgage โ€” from understanding your credit score to collecting your keys.

  • โœ“ Understanding your credit score
  • โœ“ How much you can borrow
  • โœ“ Fixed vs variable rate mortgages
  • โœ“ The full application process
  • โœ“ Common mistakes to avoid
Speak to an Adviser โ†’
Video Library

All Video Guides

Browse our full library of free mortgage education videos.

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First-Time Buyers

What is an Agreement in Principle?

Learn what an AIP is, why you need one, and how to get it โ€” in under 5 minutes.

โฑ 4 min 32 sec
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Remortgage

When Should You Remortgage?

The right time to start looking, and what happens if you leave it too late.

โฑ 6 min 10 sec
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Self-Employed

Self-Employed Mortgage Myths Busted

We debunk the most common misconceptions about getting a mortgage when self-employed.

โฑ 7 min 45 sec
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First-Time Buyers

Understanding Mortgage Fees โ€” What You'll Actually Pay

Arrangement fees, valuation fees, broker fees โ€” we explain them all clearly.

โฑ 5 min 20 sec
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Buy to Let

Is Buy to Let Still Worth It in 2025?

An honest look at the numbers โ€” yields, costs, tax changes and what they mean for investors.

โฑ 9 min 05 sec
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IT Contractors

Day Rate Mortgages โ€” How They Work

Why your day rate can dramatically increase your borrowing and which lenders to approach.

โฑ 6 min 30 sec
Have a Question?

Can't Find the Answer in Our Videos?

Our advisers are happy to answer any mortgage question โ€” no obligation, no pressure.

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โš  Important Information

Educational Content Notice

The video content on this page is for general educational purposes only and does not constitute regulated financial advice. Mortgage products, rates and eligibility criteria change frequently. Always obtain personalised advice from a qualified adviser before making any financial decision.

Regulatory Status

Cogent Financial Services Ltd. FCA No: [FCA NUMBER]. Registered in England & Wales. Company No: [COMPANY NO].

Your Home

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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