๐Ÿข Commercial Finance

Commercial Finance โ€” Business & Property Lending

Financing commercial property, business premises, mixed-use buildings or development projects? We introduce clients to specialist commercial finance advisers who understand the complexities of business lending.

Discuss Commercial Finance

๐Ÿ“‹ Third-Party Adviser Referral

Advice in this area is provided by our trusted network of specialist third-party advisers who are separately authorised (where applicable). Best Mortgage Deals acts as an introducer. We will always introduce you to a regulated specialist where regulation applies and make clear when it does not.

What is Commercial Finance?

Commercial finance covers a broad range of lending products for business purposes, including commercial mortgages, semi-commercial mortgages, development finance, and asset finance. Unlike residential mortgages, commercial lending is largely unregulated and is assessed primarily on the business's ability to service the debt.

Types of Commercial Finance We Introduce

  • Commercial mortgages โ€” office, retail, industrial and leisure properties
  • Semi-commercial mortgages โ€” mixed residential and commercial use
  • Development finance โ€” ground-up development and heavy refurbishment
  • Mezzanine and stretched senior finance for larger developments
  • Portfolio finance for professional landlords with 4+ properties

Important Notice

Commercial finance advice is provided exclusively by specialist third-party advisers from our trusted network. Commercial lending is largely unregulated by the FCA. The costs, risks and obligations associated with commercial finance differ significantly from residential mortgages. We will ensure you are introduced to an appropriately experienced specialist and that you fully understand the product before proceeding.

Commercial Property
Development Finance
Specialist Network
Fast Introductions

โš  Important Regulatory Information & Risk Warnings

๐Ÿ  Your Home May Be at Risk

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Mortgages are secured on your home and it may be repossessed if you do not keep up repayments.

Regulatory Status

Cogent Financial Services Ltd is authorised and regulated by the FCA. FCA No: [FCA NUMBER]. Registered in England & Wales. Company No: [COMPANY NO]. Registered office: Harrow, Middlesex.

Our Service

We are a whole-of-market mortgage broker. Some products (Buy to Let, Bridging, Commercial) may not be FCA regulated. We confirm this in writing before providing advice.

Fees

We will explain all fees before you proceed. We may receive a commission from lenders when a mortgage completes. Full details in your Initial Disclosure Document.

Third Parties

Bridging and Commercial Finance enquiries are referred to specialist third-party advisers. Best Mortgage Deals is not responsible for third-party advice.

ยฉ 2025 Cogent Financial Services Ltd ยท Privacy ยท Complaints